target audience: TECH BUYER  Publication date: Nov 2023 - Document type: IDC MarketScape - Doc  Document number: # US51322623

IDC MarketScape: North American Consumer Lending Decisioning Platforms 2023–2024 Vendor Assessment


  • Raymond Pucci Loading
  • Marc DeCastro Loading


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This IDC study uses the IDC MarketScape model to provide an assessment of a select list of technology vendors that offer consumer lending decisioning platforms to financial institutions and fintechs that provide secured and unsecured loans in the North American market.

"The consumer loan market is a crowded landscape for both traditional and nontraditional lenders, with technology providing a competitive advantage to those that utilize it," says Raymond Pucci, research director, Worldwide Lending Digital Strategies at IDC. "Lending decisioning platforms are highly automated by leveraging AI and machine learning applications that streamline the loan decision process for lenders and borrowers alike. Lenders will also benefit from cost savings and revenue optimization when using a current-generation lending decision platform."


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